Accidental Death
Provides a lump-sum payout to your beneficiaries if you pass away due to a covered accident. It’s an affordable way to add an extra layer of financial security—especially for those with active lifestyles or high-risk occupations. This coverage can complement your existing life insurance policy and offer peace of mind knowing your family is protected from the unexpected.
Mortgage Protection
Provides coverage designed to pay off your mortgage if you pass away during the term of the policy. It ensures that your loved ones can remain in the family home without the financial burden of monthly mortgage payments. With coverage aligned to your mortgage balance and term, it's a smart, affordable way to protect your home.
Universal Life
Adds flexibility to your permanent coverage—you can adjust your premiums and death benefit as your life changes, while still building tax-deferred cash value.
Annuities
Provides a steady stream of income, typically during retirement. You make a lump-sum payment or a series of payments and, in return, the annuity pays you regularly—either for a set number of years or for the rest of your life.
Whole Life
Provides permanent coverage with guaranteed premiums, a fixed death benefit, and a cash value that grows over time. It’s ideal for long-term financial planning and building a legacy.
Term Life
Provides affordable coverage for a set period (such as 10, 20, or 30 years), making it a great choice for young families, homeowners, or anyone needing high coverage at a lower cost.
Final Expense
Also known as burial insurance, provides coverage designed for funeral expenses, medical bills, and other end-of-life costs. It’s an affordable option with a smaller death benefit—ideal for seniors or those seeking a straightforward way to ease the financial burden on loved ones.
Indexed Universal Life
Provides lifelong protection while giving you the opportunity to grow your policy’s cash value based on the performance of a market index—like the S&P 500.